How to get the lowest vehicle loan interest rate

Getting the lowest vehicle loan interest rate in India requires comparing multiple lenders and understanding how your credit profile affects the offer. Start by checking your CIBIL score—a higher score (750+) usually means better rates. Compare interest rates from top banks and NBFCs online before applying. Opt for a shorter loan tenure to reduce total interest costs and choose a larger down payment to lower your EMI and risk level. If possible, apply with a co-applicant who has a strong credit profile. Keep your income documents and employment proof ready for quick approval. Platforms like SwipeLoan.in help you compare vehicle loan offers instantly and find the most affordable deal without affecting your credit score.