A Qualified Charitable Distribution (QCD) lets people aged 70½ and older donate directly from their IRA to a qualified charity without increasing taxable income. This tax-efficient strategy helps donors meet required minimum distributions while supporting causes they care about. An IRA charitable rollover can lower adjusted gross income and reduce the tax impact on Social Security and Medicare. Donating from your IRA to the American India Foundation (AIF) is a smart way to combine financial planning with meaningful giving, helping expand programs in education, public health, and livelihoods that support underserved communities across India.

A Qualified Charitable Distribution (QCD) lets people aged 70½ and older donate directly from their IRA to a qualified charity without increasing taxable income. This tax-efficient strategy helps donors meet required minimum distributions while supporting causes they care about. An IRA charitable rollover can lower adjusted gross income and reduce the tax impact on Social Security and Medicare. Donating from your IRA to the American India Foundation (AIF) is a smart way to combine financial planning with meaningful giving, helping expand programs in education, public health, and livelihoods that support underserved communities across India.