Author: US Mortgage Blog

With all-time low mortgage rates, it is attracting many to purchase a new home. But if your credit score is low you may not qualify for a loan. However, there are... Read More

Maui County is set to help low- to above-moderate income first-time homebuyers with an assistance program. The county’s Department of Housing announced to assist with down payment and closing costs. This... Read More

Corporate, government and personal finance have the debt-service coverage ratio applicable to them. In relation to corporate finance, the debt-service coverage ratio (DSCR) is the quantification of a business’s available... Read More

With home prices climbing really fast, and the bidding wars becoming common, many buyers are forced to pay all cash leading to fears that the country will face another housing... Read More

The pandemic led to recession-induced low-interest rates, and eager homebuyers setting off the housing market boom. The median price also rose up to 24% since the onset of the COVID... Read More

A non-invasive, visual inspection of a property, that is carried out by a fully qualified professional is called a Property Inspection. These property inspectors evaluate buildings and their components. A property... Read More

Today, multiple refinance rates dropped. Both the popular refinance term; 15-year fixed and 30-year fixed saw a slump in their average rates. There was also a decrease in the average rate... Read More

When you are deciding on home buying and are looking to purchase a home, you can also consider building your own home. The thought of building a home can seem... Read More

This week the Mortgage Bankers Association’s latest Forbearance and Call Volume Survey revealed that the total number of loans now in forbearance decreased by 26 basis points from 3.76% to... Read More

Mortgage credit availability has hit a 10-month low, which ended more than half a year of credit supply gains. Last weekend, the Mortgage Bankers Association reported a fall in its Mortgage... Read More